Conditions for Credit Card Payments
	Thank you for choosing to pay with your credit card. We have decided to allow credit card processing after we received many request from our customers. This will simplify the process to send payment and also cuts down the delivery time for the items you want to buy. It also saves you the fees for processing money orders, personal and certified checks as our banks are charging us high fees for any foreign currency payment.
	We accept Visa and MasterCard () credit cards only.
	You probably know that we list all our prices in US dollars ($USD) and that we are located in Brisbane, Australia. To be able to charge your credit card we have to convert the US dollar amount (total of order) into AUSTRALIAN currency as our Australian banks won't accept any other currency for credit card processing. To convert the US dollars into Australian dollars we will use the official exchange rates. Though the exchange rate of your bank might differ from the official exchange rate of your bank and therefor the amount charged to your bank account might differ from the total amount of the order. This could mean that your bank account is charged with a higher US dollar amount as originaly given but it could also mean that your bank account is charged with less than the total order amount.
	It is also possible that your bank charges you for the conversion of Australlian dollars to US dollars, which could increase the dollar amount you are getting charged with. To find out, please check out your bank's charges and fees.
	If the amount you are getting charged from your bank differs more than 5% (minimum of $USD 1.00) from the total of the order, we will refund you the difference after providing us with a proof of the amount charged to your bank account. We won't refund any bank charges applied by your bank for the conversion of the currency though. To minimize the risk of over-charging your bank account, we will use an exchange rate in your favour.
	To check out the order value (US dollars) in Australian Currency, please feel free visit the International Currency converter by clicking on the picture below. This does not mean that your bank uses the same exchange rate and the amount you are getting charged might be different to the amount given by the Currency Converter.
	To be able to pay with credit card you have to agree to the terms and conditions given above.
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	Copyright © 1998- 2001 Gunter Koppon. All rights reserved. Last updated: February 26th, 2001
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